Your car was fixed.
Its value wasn’t.
After an accident, a repaired car is usually worth less than the same car with no accident history. That gap is called diminished value — and if someone else caused your accident, you may be able to claim it.
The process
How it works
Four steps. You stay in control the whole way — every letter goes out under your name.
Free check
Tell us about your accident. We look at the basics and tell you whether a claim looks viable. Free, no obligation.
Appraisal
Once repairs are finished, an independent appraiser reviews your vehicle and the final repair invoice, then signs a diminished value report. One flat price: $349.99.
Filing packet
You get the signed report, a claim letter, and step-by-step filing instructions for the at-fault driver’s insurer.
You file
You send the claim and handle the back-and-forth. We draft replies for you to review and send. You decide what to accept.
Pricing
One price. That’s it.
No tiers, no percentages, no surprises.
- Independent appraiser-signed diminished value report
- Claim letter and complete filing packet
- Draft replies when the insurer responds
- Deadline tracking and reminders
Plain talk
We are not a law firm
BumperGap is self-help software. We are not lawyers, we are not a law firm, and nothing we provide is legal advice. Our tools, templates and reports are not a substitute for the advice of an attorney. You file and negotiate your own claim. We do not represent you, and we do not contact insurance companies on your behalf. If you have questions about your legal rights, talk to a licensed attorney in your state.
FAQ
Questions, answered
What is diminished value?
It’s the loss in your car’s resale value because it now has an accident history — even after quality repairs. Buyers pay less for a car that was in a crash.
Do you contact the insurance company for me?
No. You send every letter and email yourself. We prepare the documents and draft replies for you to review and send. We never contact insurers on your behalf.
Are you lawyers?
No. BumperGap is self-help software, not a law firm. Nothing we provide is legal advice. If you have questions about your legal rights, talk to a licensed attorney in your state.
What if someone was hurt in the accident?
Then you should talk to a licensed attorney before doing anything about diminished value. We can’t help with injury-related claims.
How much does it cost?
$349.99 per claim, covering one accident and one vehicle. The initial check is free.
How long does a claim take?
It varies by insurer and how complex the claim is. We’ll track your deadlines and remind you so nothing slips.
Free check
Find out if you have a claim
Tell us about your accident. We’ll look at the basics and tell you whether a claim looks viable. Free, no obligation, no spam.